Drive Sophistication with Flexible Monthly Payments
Luxury, performance, and advanced innovation come together in the Lincoln Aviator-a premium three-row SUV designed for drivers who demand more from every mile. At Southgate Lincoln, we offer a wide range of financing options for the Aviator to help you bring home this exceptional vehicle with a plan that fits your budget.
Whether you're in Detroit, Dearborn, Taylor, or right here in Southgate, our finance experts are ready to guide you through competitive rates and exclusive incentives available for new Lincoln Aviator models.
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Finance Department
The Basic Components of an Auto Loan from Southgate Lincoln

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.
Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.
Why Finance a Lincoln Aviator?
Financing allows you to own the Aviator and build equity over time while enjoying full flexibility on vehicle customization and mileage. It's an excellent option if you plan to keep your luxury SUV long-term.
Benefits of Financing:
- Own the vehicle outright after the loan is paid off
- No mileage limits or wear-and-tear fees
- Trade-in or resell the vehicle at your discretion
- Build equity and credit with each payment
- Customize the Aviator with genuine Lincoln accessories
Powerful Performance, Premium Comfort
No matter which Lincoln Aviator trim you choose-Standard, Reserve, Grand Touring (PHEV), or Black Label-you'll enjoy refined craftsmanship and cutting-edge technology.
Lincoln Aviator Highlights:
- Twin-Turbocharged 3.0L V6 engine with up to 400 hp
- Available Plug-In Hybrid (Grand Touring) with electric drive capability
- Intelligent All-Wheel Drive for confident handling
- Lincoln Co-Pilot360â„¢ suite of driver-assist tech
- Revel® Premium Audio System and panoramic Vista Roof®
- Available Perfect Positionâ„¢ seats with 30-way adjustability
Tailored Financing Options at Southgate Lincoln
Our in-house finance team works with multiple lenders to offer low-interest rates, flexible terms, and custom plans for every credit profile. We're happy to walk you through:
- Down payment assistance
- Term length options (24-72 months)
- Special Lincoln AFS promotional APR rates
- First-time buyer and military programs
- Trade-in equity offers for additional savings
Serving Drivers from Detroit to Taylor, MI
Southgate Lincoln proudly serves Metro Detroit drivers, offering a refined buying experience to match your premium vehicle. Stop by or start your application online today to explore your Lincoln Aviator financing options.
Apply for Financing