At Southgate Lincoln, we make it simple to finance a new Lincoln Nautilus. Whether you're upgrading to your first luxury SUV or trading in for the newest model, our Lincoln financing team is here to help drivers from Southgate, Detroit, Dearborn, and Taylor, Michigan secure a competitive auto loan that fits their lifestyle and budget.
The Lincoln Nautilus delivers a refined driving experience with premium materials, advanced technology, and confident performance. With available all-wheel drive, Lincoln Co-Pilot360™ safety tech, and turbocharged engine options, the Nautilus offers sophisticated utility-and our financing options help make it more accessible than ever.
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Finance Department
The Basic Components of an Auto Loan from Southgate Lincoln
Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.
Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.
Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.
Why Finance Your Lincoln Nautilus at Southgate Lincoln?
Financing your Nautilus through our dealership comes with unique benefits:
- Competitive interest rates from trusted lenders
- Flexible loan terms tailored to your needs (24-72 months)
- Fast pre-approval process online or in-store
- Personalized payment plans for all credit types
- Trade-in assistance to lower your down payment
Whether you have excellent credit or you're working on rebuilding it, our experienced finance experts will work to get you approved and driving your new Nautilus quickly.
What Affects Lincoln Nautilus Financing Rates?
Several factors can influence the financing terms available to you:
- Credit score and history
- Loan amount and down payment
- Trade-in equity
- Loan term (number of months)
- Manufacturer and dealership incentives
Even if you're unsure about your credit or budget, our team can walk you through personalized options and help you get behind the wheel of your ideal Lincoln SUV.
Apply for Lincoln Nautilus Financing in Southgate, MI
Get started today with our secure online finance application, or stop by our dealership to speak with a finance manager in person. We proudly serve customers from Southgate, Detroit, Dearborn, Taylor, and surrounding communities throughout Wayne County.
Current Lincoln Nautilus Financing Offers May Include:
Take advantage of limited-time Lincoln financing incentives such as:
- Low APR financing - as low as 1.9% APR for 60 months
- Bonus cash offers for qualified buyers
- Deferred payment options to delay your first payment for up to 90 days
- Exclusive loyalty or conquest rebates for current Lincoln or competitive brand owners
- College graduate and military appreciation programs
Offers may vary by model year, trim, and credit qualifications. Contact Southgate Lincoln for the most accurate and up-to-date specials.
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